The cashplus gold card is a MasterCard prepaid card. This means that, like a pay-as-you-go phone, you have to top-up money onto your card before you can use it. You get all of the great benefits of having your own MasterCard card, but because cashplus is prepaid you don't have credit, so you can avoid debt.
no link to your bank account
It is not a debit card that is linked to a bank account or credit card where you pay for your transactions at a later date. It's a pay as you go MasterCard prepaid card. You just top it up - it's easy!
your everyday card
Whether you are shopping online, sharing money with family, travelling or just managing your budget, there are so many uses for the cashplus gold prepaid card, it could quickly become your essential everyday card.
who we are
- APS are the most awarded prepaid card company in Europe
- APS Financial Limited is authorised and regulated by the Financial Service Authority
- AFL - Principal Member of MasterCard
- Over 300,000 cards issued
- Over £250,000,000 loaded
- Available from more UK retail outlets than Starbucks!
Whether you use the internet to order your grocery shopping, book cinema tickets, buy things on ebay, gamble or book your holidays, a cashplus prepaid gold MasterCard is perfect for you.
keep your details private
With a cashplus gold card there is no link to your bank account and no paper statements, so you can shop at over 26 million locations worldwide, with the peace of mind that your personal details are private and your money is secure.
free purchase protection
Worried about buying things online? Cashplus is one of the only prepaid cards that gives you FREE purchase protection, so you are protected if you don't receive goods or the seller goes bust.
guaranteed acceptance*
There is no credit check for a cashplus card and you don't even need a bank account. So even if you have been refused for credit cards in the past, you will now be able to shop online wherever you see the MasterCard acceptance mark or even pay for website membership subscriptions.
If you're over 18 years and live in the UK, you're guaranteed to be accepted for the cashplus prepaid gold MasterCard*, so why not sign up today!
Why spend more than you want to? If you are shopping on a budget, cashplus is the perfect way to keep control of the amount you spend. Unlike credit cards, where you pay later, and debit cards, where you can have an overdraft, with a cashplus card you can only ever spend what you have topped up.
- There is no interest to pay.
- There are no over-limit fees.
- There are no late payment fees.
- It's the card that lets you stay in control.
Whether you are using it for your essential supermarket shopping, putting money aside for treats and presents or saving up for a big occasion, you can be confident that you will always stay within your limits.
Wherever you are in the world
With a cashplus gold card you can keep track of your money wherever you are in the world. You can manage your account in the online members' area, or even get your balance and last transactions texted straight to your mobile (Each text costs your usual network tariff plus 25p which will be charged to your mobile phone).
Easy top-up
To make sure there's always money on your card when you need it, the easiest way is to set up a standing order to top it up every month, or you can even get your wages paid straight onto the card, as long as you have been fully verified.
If you're over 18 years and live in the UK, you're guaranteed to be accepted for the cashplus prepaid gold MasterCard*, so why not sign up today!
We've all heard the horror stories on the news: people pay up front for goods or services - even the family holiday - only for the company to go out of business, the items aren't what you ordered or they simply don't turn up.
Life's like that sometimes. But there are ways you can protect yourself.
For example, use your cashplus prepaid gold MasterCard® to pay for products and services in full and, if goods or services fail to arrive, you may be entitled to a refund of the money you have spent on them using your card.
- The cashplus prepaid gold MasterCard is one of the only cards of its kind to offer this valuable protection.
- Protection if companies go bankrupt and you have made a purchase from them, or the goods don't turn up.
- Get your card and get purchase protection at no extra cost.
- Acceptance is guaranteed*
- Applying takes only a couple of minutes
Purchase protection: one more financial privilege and yet another reason to apply for your card now.
Do you have family living overseas? Loved ones in another part of the UK? Children who are travelling or away at school?
If so, you can easily save time and money with a cashplus prepaid gold MasterCard, which offers a cheap and easy alternative to money transfer called Money Share.
Money share is easy. When you get a cashplus gold card, simply order an additional card* for your loved ones, send it to them and you will be able to share money with them again and again, whenever they need it.
- cheaper - save money with competitive foreign exchange rates
- easier - use the cashplus card to withdraw cash at ATMs*, or shop at over 26 million locations worldwide, wherever you see the MasterCard acceptance mark
- faster - money can be available for your additional cardholder, within minutes via retail top-ups
- convenient - get access to money anywhere in the world, 24 hours a day, 7 days a week
With Money Share, you can save money on big or small amounts, on one-off or regular transfers, just by using your cashplus gold card rather than money transfer companies or banks. All you pay is the standard cash machine charge for ATM withdrawals where applicable and any foreign exchange fee (FX fee). See for yourself!
| £50 sent to: | Cashplus
FX Fee |
Western Union
FX Fee |
Cashplus savings! |
| Ireland / Portugal / France | £1.50 | £12 | £10.50 |
| Poland / India / Pakistan | £1.50 | £6.90 | £5.40 |
Source - www.westernunion.co.uk, 15 April 2009.
Savings shown exclude the £3 per ATM transaction charge for withdrawals outside UK
If you're over 18 years and live in the UK, you're guaranteed to be accepted for the cashplus prepaid gold MasterCard*, so why not sign up today!
Build your credit rating
Add creditbuilder to your cashplus account at no additional cost
New to the UK? Just 18? creditbuilder could start adding positive information to your credit file
Been refused for credit? creditbuilder could improve your chances of being accepted in future
Had problems with credit? creditbuilder could help to repair the damage done in the past
Click here for more information about creditbuilder
get your cashplus card
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